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5 behaviours that can lead to a bad credit score

Your credit score or credit rating is calculated based on your financial and personal information, which is document on your credit report. It’s based on your personal details like demographics and other information like the type of credit providers you have used, and the amount of credit you have borrowed....

Are you accidentally damaging your credit score?

Could you be hurting your credit score – and therefore your ability to get future loans – without even realising it? There are some small behaviours that many people don’t know are harmful to their credit rating. Fortunately, once you recognize them, you can fix the behaviour and solve the...

What can & can’t be included in your credit report?

How much do you know about your consumer credit report? Would you say that it includes things like: Your marital status and your salary? Information that is 5 years old? Your marital status? There are a number of things that people commonly think they know when it comes to their...

Defaults 101: everything you need to know about defaults

What is a default? How long does it remain on your credit report? How can it impact you? These are just some of the questions that crop up when we start thinking about defaults. Getting to know the 101 of defaults can help you better understand what a default actually...

How to help raise your credit score!

While having a poor credit score is never ideal, there are times when your credit report suddenly becomes of pressing concern. Perhaps you are applying for a business loan, a home loan or a student loan. Or maybe a new job application depends upon it. If your credit history is...

5 long term best practices for rebuilding bad credit

Because your credit history can have a major impact on your life when it comes to important milestones, such as applying for home loans, student loans or new jobs, it’s essential to rebuild bad credit. This way, you’ll improve your credit score for those critical times when credit checks are...