1300 028 327
 

The first step is to see if our services
are right for you:

  • You're an Australian resident
  • You're between 18-65 years old
  • You or your partner have a regular income
  • You may need to borrow money or take control of your debt
  • You may have been declined for a loan or have trouble paying your debt

And you understand that...

  • We'll work with you fully understand your financial situation
  • We will help you understand your credit report and the areas for improvement
  • You may yourself without charge obtain a copy of your credit record and challenge any entry on your credit report
  • If you're applying for credit restoration improvement, we cannot guarantee that all adverse credit notations are removed from your credit report
  • We can only use our best endeavours to ensure that your credit record is true and correct
  • We will not provide you with any Insolvency services unless and until we've advised you that you may obtain help, free of charge, with credit and debt related problems from community based financial counsellors.

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A debt moratorium could put your repayments on hold for up to 12 months, which would give you time to get back on your feet.

Moratorium

Credit Repair Australia can negotiate a pause on payments with your creditors for up to 12 months.

We can request a moratorium with both unsecured debts like credit cards and secured debts like home loans.

Depending on the agreement negotiated, a moratorium on your debts may freeze interest for the period of the moratorium, or interest may still incur; however, you will not have to make any repayments whilst the moratorium is in place.

For more information on how a moratorium works call us on 1300 419 753 or request a call back.