1300 028 327
 

The first step is to see if our services
are right for you:

  • You're an Australian resident
  • You're between 18-65 years old
  • You or your partner have a regular income
  • You may need to borrow money or take control of your debt
  • You may have been declined for a loan or have trouble paying your debt

And you understand that...

  • We'll work with you fully understand your financial situation
  • We will help you understand your credit report and the areas for improvement
  • You may yourself without charge obtain a copy of your credit record and challenge any entry on your credit report
  • If you're applying for credit restoration improvement, we cannot guarantee that all adverse credit notations are removed from your credit report
  • We can only use our best endeavours to ensure that your credit record is true and correct
  • We will not provide you with any Insolvency services unless and until we've advised you that you may obtain help, free of charge, with credit and debt related problems from community based financial counsellors.

Get Started No Thanks

When you apply for credit, it can feel a bit like taking a test – if you don’t know the answers, you’ll probably feel nervous about your results. That’s why it may be helpful to find out your credit score before you apply for credit. 

Your credit score is a number that represents your credit worthiness and is based on the information contained in your credit reports. We are the only company that can instantly obtain all 3 of your credit reports online directly from all three major credit reporting bodies – Equifax, Experian and illion. All three reports usually show different results. Checking your credit score is 100% confidential and won’t hurt your score.

We even provide a Summary Report to help you easily compare all three reports. With a short phone call our consultants will explain all of the relevant information to you and conduct a full free assessment of your financial situation. After that you will have the knowledge and understanding of the system and what to avoid. You never know which of the three reports a lender will be looking at so you need to look at all of them.

Avoid surprises and check your credit score before you apply for a loan. Complete the form and request your credit scores today!

 

Understanding What Service Is Best For You…
You may come to us wanting your credit report but after reviewing your financial situation we might suggest alternative solutions. You may be struggling to meet your debts, in which case credit solutions may not be the best option for you. Perhaps a Debt Solution would be a better product. You can learn more about our services here. Until we have reviewed your details we can’t advise what might be best for you.

Hear what our customers have to say

Mark

Mark

“I felt most comfortable going with a larger company………..I had never come across this sort of thing………Dealing with CRA was really straightforward”.

Jessica

Jessica

“I rang up the bank for a personal loan and they said No…….The bad credit rating was actually causing me a lot of stress……Before I spoke to CRA I didn’t know anything…..They did everything very professionally”.

Assessing your credit score could help you. Benefits may include:

  • Know what makes up your score
  • Check what details lenders see
  • Interest rates are based on scores
  • Know before you apply
  • Find out how scores are made up
  • Easy and fast assessment process