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! Important Notice before we start

 

The first step is to see if our services
are right for you:

  • You're an Australian resident
  • You're between 18-65 years old
  • You or your partner have a regular income
  • You may need to borrow money or take control of your debt
  • You may have been declined for a loan or have trouble paying your debt

And you understand that...

  • We'll work with you fully understand your financial situation
  • We will help you understand your credit report and the areas for improvement
  • You may yourself without charge obtain a copy of your credit record and challenge any entry on your credit report
  • If you're applying for credit restoration improvement, we cannot guarantee that all adverse credit notations are removed from your credit report
  • We can only use our best endeavours to ensure that your credit record is true and correct
  • We will not provide you with any Insolvency services unless and until we've advised you that you may obtain help, free of charge, with credit and debt related problems from community based financial counsellors.

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September 17, 2025
Do Unpaid Defaults Disappear After 5 Years? 

When it comes to credit reports, one of the most common questions people ask is: “Do unpaid defaults just disappear after 5 years?” The short answer is yes and no — here’s why. What Happens After 5 Years?  In Australia,...

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September 17, 2025
If You Could Go Back, What’s One Financial Decision You’d Change?

We all have those “if only I knew then what I know now” moments—especially when it comes to money. For some, it’s a missed investment opportunity. For others, it’s the debt that spiraled out of control, or the lifestyle spending...

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September 17, 2025
Myth: Paying a Default Automatically Improves Your Credit Score 

When it comes to credit repair, one of the most common misconceptions we hear is: “If I just pay off my default, my credit score will instantly improve.” Unfortunately, this isn’t how the system works — and believing this myth...

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September 17, 2025
The Credit Repair Checklist: 5 Steps to Take Before Applying for Finance 

Applying for finance can be one of the most exciting – and stressful – moments in life. Whether you’re aiming for a home loan, car finance, or a personal loan, lenders will look closely at your credit report to decide...

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September 17, 2025
The Right (and Wrong) Way to Pay Off Old Debts 

When you’re dealing with old debts, it can feel like you’re carrying a heavy weight on your shoulders. The temptation is to pay them off quickly and put it behind you — but rushing in without a plan can actually...

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September 17, 2025
Top 5 Mistakes Hurting Your Credit Without You Realising

Your credit score is like a financial report card. It tells lenders whether you’re reliable with money — and it can be the difference between getting approved for finance at a great rate, or being declined altogether.  The problem is,...

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© Copyright 2024 Credit Repair Australia Pty Limited ACN: 103 959 502 All Rights Reserved. Conditions Apply. 203-209 Northumberland St Liverpool NSW 2170.

Credit Repair Australia Pty Ltd is licensed with ASIC under the National Consumer Credit Protection Act 2009, Australian Credit Licence (ACL) Number 392319.

DR Administration is a Registered Debt Agreement Administrator, Registration Number 1146 with AFSA

*Past outcomes that others have experienced as a result of engaging us is not necessarily indicative of future results (as each case is different). Loan approval subject to lender's credit criteria.