1300 028 327
 

The first step is to see if our services
are right for you:

  • You're an Australian resident
  • You're between 18-65 years old
  • You or your partner have a regular income
  • You may need to borrow money or take control of your debt
  • You may have been declined for a loan or have trouble paying your debt

And you understand that...

  • We'll work with you fully understand your financial situation
  • We will help you understand your credit report and the areas for improvement
  • You may yourself without charge obtain a copy of your credit record and challenge any entry on your credit report
  • If you're applying for credit restoration improvement, we cannot guarantee that all adverse credit notations are removed from your credit report
  • We can only use our best endeavours to ensure that your credit record is true and correct
  • We will not provide you with any Insolvency services unless and until we've advised you that you may obtain help, free of charge, with credit and debt related problems from community based financial counsellors.

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4 of the best expense tracker apps to help you budget


The best way to get ahead financially is to make and stick to a budget. This allows you to create a cash surplus, which you can save and put toward your goals – whether it’s buying or renovating a home or investment property, getting a new car, saving more for...
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5 Budgeting Hacks You Can Implement Today


Preventing financial difficulties before they happen is the best way to keep your credit score healthy in the long run. The key to this is being in control of your spending. When you’re trying to save more and budget better, little things can make a big difference. Make these small,...
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5 questions to ask if a debt agreement is right for you


If you’re facing serious issues with your credit history and have bad debts, deciding whether or not to enter into a debt agreement is a big decision. Here’re some questions to ask yourself before you decide if this is the right solution for you. Do you understand what a debt...
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5 tips to start managing credit card debt today


If your credit card debt has spiraled out of control and is causing you serious financial problems, you’re not alone. According to the Australian Securities and Investment Commission (ASIC), Australians owe around $32 billion in credit card debt or an average of around $4,200 per credit card holder. The primary...
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5 causes of insolvency & how to avoid them


Many factors can lead to mounting debts that put an individual at risk of insolvency. While some of them, such as unexpected job loss or illness, can be outside your control, there are measures you can take proactively to protect yourself. Here are the five biggest causes of individual insolvency...
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